When you use your Sharper Image credit card account, no Finance Charges apply on promotional credit plan purchases if the balance is paid in full before the promotional period ends on July 31, 2008. If the promotional credit plan purchase is not paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for three consecutive billing cycles, under this or any other Sharper Image promotional credit plan, the remaining balance will be included in your regular revolving balance and regular credit terms will apply. Accounts are subject to an APR as of April 1, 2008, APR is 22.99%, this rate may vary, minimum monthly Finance Charge of $1.00.

The Sharper Image Card earns you 1 point for every net merchandise dollar spent. For every 500 points accumulated, 25 Reward Dollars are issued as a merchandise reward certificate through your billing statement. Returns will result in a deduction of corresponding points accrued. Merchandise reward certificates, are valid in all Sharper Image stores, online, and through The Sharper Image catalog, and expire if they are not used by the printed expiration date, which is 60 days from the date of statement issuance. Merchandise reward certificates may not be used to purchase gift cards, may not be used for adjustments to previous purchases and may not be combined with other rewards and discounts, including The Sharper Image employee discount. Merchandise reward certificates may not be redeemed for cash or cash equivalent. The Sharper Image Card Rewards Program is subject to the complete Terms and Conditions.

*Subject to credit approval. The 15% first purchase discount may be used for one time purchase only, and applies to merchandise only, not applicable shipping and handling charges and taxes. First purchase discounts may not apply to some items, such as select national brands. First purchase discounts may not be combined with other offers or discounts, including the Sharper Image employee discount, and may not be redeemed for cash or cash equivalent. Returns and exchanges are subject to Sharper Image's return policy.

**The Sharper Image Card Rewards Program is provided by The Sharper Image which is solely responsible for the Program operation. The Sharper Image may change the terms of the Program at any time. The Sharper Image Card Rewards Program is subject to the complete Terms and Conditions.